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The purchase of a new HVAC system is a significant investment. Not only can it reduce energy costs, but it can also improve your home’s air quality and create a more comfortable living space. Fortunately, financing options are available to help you get the system you need without breaking the bank.

Financing allows you to pay for your system in monthly installments over time. This makes it easier to budget for the purchase of an HVAC system, as you can spread out the cost rather than paying for it all upfront. With financing, you can get the most efficient and advanced systems available on the market at a much more affordable price point.

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Wells Fargo Financing Program

You can take advantage of flexible financing programs through Wells Fargo. As a result, you can break down the cost of your new system into bite-sized pieces, protecting your budget from disaster. You can enjoy the comfort you need now and pay overtime. With approved credit from Wells Fargo Bank N.A., you’ll receive convenient monthly payments, flexible terms, and easy online account management.
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You don’t have to let a small budget keep you from getting what you really want or need. That’s why Universal Heating & Cooling offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank.

Synchrony Bank is one of the premier consumer financial service companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with the options listed below.


  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

Applying online is quick, secure and private. To apply for a Home Design credit card, simply complete the online credit application.

1Subject to credit approval. Minimum monthly payments required. See store for details.